Affinity LTC, The Coalition's endorsed broker, has specialized in providing Long Term Care insurance solutions to private, non-profit higher education for over 15 years. Affinity LTC first partnered with The Coalition in 2008 to offer John Hancock and then Genworth group LTCi products with unique benefits and limited underwriting to higher education clients and their families.
The Coalition is pleased to announce that Affinity LTC has a new group LTC offering available to Coalition members. This new product is available in all states except NY, MA, and VT. Affinity LTC is working on a comparable product for those states.
-Allstate Benefits: A+ rated carrier.
-Utilizes Life Insurance with an LTC rider (state specific) which eliminates the "use it or lose it" drawback of a traditional LTC product.
-Completely voluntary program for employees ages 18-80. Full-time and part-time/adjuncts working 20 + hours per week are eligible.
-True Guarantee Issue with benefit up to $175,000 for employees ages 18-70. (Simplified Issue for ages 71-80).
-Can be set up as direct billing or payroll deduction.
-Easy turnkey enrollment - driven towards online employee entered enrollment - no agent pressure.